Life Insurance Calculator
How do you decide what type of life insurance you need?
There are three key considerations when purchasing term life insurance:
- The face amount- how much protection do you need?
Generally it is recommended that you should prepare to cover 4 – 6 times your annual salary. Do you need to pay off a home mortgage or other outstanding loans? What about sending your kids to college?
You should factor in the major expenses you know you’ll family will be affected by if you are not here to help.
- Premium- how much can you afford to pay for protection each month?
- Length of coverage- how long do you need to maintain coverage?
Why Cinergy Health & Life?
With one simple phone call, Cinergy Health & Life will provide you with an instant term life insurance quote in a matter of minutes.
To make the process of getting insured through Cinergy Health & Life as simple as possible there is...
- no confusing paperwork.
- no physical exam.
- no request for medical records.
- no waiting period.
And you can extend the term of coverage as long as you wish.